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Apply for a loan today with interest rates that suit you!

Secured loans are offered on the basis that you have the savings to secure against the loan amount you are looking to borrow
Maximum Loan Amount :
Maximum Loan Term :

£

Required Loan Term

Repayment Frequency
£
APR
4.07%
# Repayments
Total
Total Cost
£
APR
4.07%
# Repayments
Total
Total Cost
£
APR
4.07%
# Repayments
Total
Total Cost
£
APR
4.07%
# Repayments
Total
Total Cost

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Our Services

Find out what we are all about

Loans

Loans

Our loans are offered at competitive rates and you can easily apply online or in the office today.

Savings

Savings

Whether you are saving for the future, a special occasion or simply for a 'rainy day' - our savings accounts is a great place to start.

Insurance

Insurance

Loan Protection Insurance is the insurance cover the Credit Union provides on the lives of its borrowing members.

Banking

Banking

With our online banking and mobile app you can access our services 24/7 & apply for loans on the go.

Public Services

Public Services

Services available to both members and non-members:

  • Oil Stamps
  • Foreign Exchange: for all your currency needs click on the link below

Helpful Links

Helpful Links

Need some local help and Support, we're here to help.

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If you’re not a member you can join us and apply today. All loans are based on the ability to repay, not on your savings.

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Latest News

Stay up-to-date with Your Community

Remembering Board Director Dan Boner
02 Feb 2026

Remembering Board Director Dan Boner

For more than forty years, Dan Boner was a steady, trusted, and deeply valued presence at the heart of Cookstown Credit Union. What truly set Dan apart was his unwavering sense of service. He believed deeply in the values of Cookstown Credit Union and in its importance to the people of the town. Through times of growth, challenge, and change, Dan was always there reliable, consistent, and deeply committed. He retired from his role with us in April 2017 and we were honoured to have him with us at the official opening of Cookstown Credit Union’s new premises in October 2024, a moment that reflected his lifelong dedication to the organisation. Dan’s dedication was not measured simply in years, but in the countless hours, careful decisions, and steady reassurance he provided. His contribution went far beyond his role as Treasurer; it was felt in the confidence, resilience, and strong foundations of the Credit Union itself. Cookstown Credit Union is profoundly grateful for Dan’s remarkable service. His legacy is one of integrity, humility, and genuine care for his community. He leaves behind an organisation that will remember him with deep appreciation for many years to come. On behalf of the Board of Directors, staff, and members, we extend our deepest sympathy to Dan’s children Cathy, Patrick, Myles, Michael, and Stephen & their families. May Dan rest in peace.

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The Future is - ILCU Art Competition 2025
29 Jan 2026

The Future is - ILCU Art Competition 2025

We are SO proud of Leó, representing Cookstown Credit Union and Winner of the Under 7s Additional Needs category in the Credit Union Art Competition! Leó had a fantastic day at Croke Park with his family for the awards presentation and even got to meet Brendan Jenkins President of the ILCU, what an unforgettable experience! With over 25,000 entries, it’s truly AMAZING how art can bring together so many talented young people from all over the country! Art is powerful, creative, and such a brilliant way for children to express themselves and we just love it! A massive well done to all of the winners, runners-up and merit award recipients, you are all superstars! The Credit Union Art Competition will be back soon and we’re already excited and hopeful to be back again! Well done, Leó what an incredible achievement!

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FSCS LIMIT INCREASE
01 Dec 2025

FSCS LIMIT INCREASE

From 1 December 2025, the Financial Services Compensation Scheme (FSCS) deposit protection limit will increase to £120,000. This means that if your UK-authorised bank, building society, or credit union were to fail, FSCS can compensate you from the first penny up to £120,000 per eligible person, per provider. Most customers receive their money back within seven days. For joint accounts, the £120,000 protection limit applies to each account holder. Temporary High Balances If you hold a temporary high balance — for example, following a house sale or receipt of a large inheritance — FSCS provides protection for up to six months. The protection limit for qualifying temporary high balances will also increase to £1.4 million. FSCS Protected Badge Alongside the increased protection limit, FSCS is introducing a refreshed FSCS Protected badge. This makes it easier to identify financial providers covered under the Deposit Guarantee Scheme. The updated badge will begin appearing across branches, banking apps, and promotional materials from 1 December 2025. Banks, building societies, and credit unions have until 31 May 2026 to update their disclosure materials. What is FSCS? FSCS protects customers when financial services firms fail. If a firm goes out of business and cannot pay claims, FSCS steps in to provide compensation. Set up by Parliament and funded by the financial services industry, FSCS is independent and free to use when you claim directly. FSCS protection covers: • Banks, building societies, and credit unions • Investments • Pensions • Financial advice • Insurance broking • Mortgage advice and arranging • Funeral plans

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Annual General Meeting 2025
17 Nov 2025

Annual General Meeting 2025

Cookstown Credit Union is pleased to announce that our 60th Annual General Meeting will take place on: 📅 24th November 2025 📍 16- 18 Burn Road, Cookstown Join us for an evening of community and celebration. Light refreshments will be served, and there will be spot prizes on the night. We look forward to seeing you there!

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Superstars Charity Spin
03 May 2025

Superstars Charity Spin

Cookstown Credit Union is thrilled to announce a Charity Spin event on Saturday 3rd May aimed at raising funds for Superstars Cookstown.

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10 in a Row
05 Apr 2025

10 in a Row

Credit unions have topped the CXi 2024 league table for delivering the best customer experience in Ireland.

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